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How to Build Your First 100M Bank in OSRS

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How to Build Your First 100M Bank in OSRS

Updated: August 4th, 2026 4 min read

Everyone remembers their first 100 million GP.

For some players, it comes after months of grinding Slayer. Others get lucky with a valuable boss drop, while some slowly build their bank through skilling, flipping, or completing raids.

Reaching your first 100M is one of the biggest milestones in Old School RuneScape. It opens the door to better gear, faster training methods, and far more profitable activities.

The good news is that you don't need incredible luck to get there.

With consistency, smart upgrades, and the right money makers, almost any player can build a 100M bank.

Start With Consistent Money Makers

One of the biggest mistakes players make is constantly chasing the newest "best money maker."

Instead of jumping between ten different methods, stick with one or two activities you genuinely enjoy.

Some reliable options include:

• Slayer

• Bossing

• Farming runs

• High-level skilling

• Hunter

• Rune crafting

• PvM encounters

The most profitable activity is often the one you'll actually continue doing.

Upgrade Your Gear Slowly

Many players spend every coin they make on cosmetic items or unnecessary upgrades.

Instead, focus on upgrades that actually increase your GP per hour.

Better gear usually means:

• Faster kills

• More kills per trip

• Less food consumed

• Higher overall profits

Treat each purchase as an investment rather than a reward.

Learn One Boss Really Well

You don't need to master every boss in the game.

Many wealthy players simply become extremely efficient at one or two bosses.

Popular choices include:

• Vorkath

• Zulrah

• Phantom Muspah

• The Gauntlet

• The Corrupted Gauntlet

• Chambers of Xeric

• Theatre of Blood

The better you become, the more consistent your profits usually become.

Don't Ignore Passive Income

Daily activities may not seem exciting, but they add up over time.

Examples include:

• Herb runs

• Birdhouse runs

• Kingdom of Miscellania

• Battlestaves

Spending just a few minutes each day on passive income can generate millions of GP over the course of a month.

Avoid Unnecessary Risks

Trying to double your bank through staking, risky PvP, or gambling-style games has ended badly for countless players.

Building your first 100M is usually about consistency rather than chasing massive wins.

Small profits earned every day eventually become a large bank.

Keep Your Cash Working

Gold sitting in your bank isn't helping you make more money.

Once you have enough GP, invest it into upgrades that unlock better money makers or improve your efficiency.

Examples include stronger weapons, better armor, or equipment that speeds up Slayer and bossing.

Your bank should help generate even more GP.

Track Your Progress

Reaching 100M feels much easier when you break it into smaller milestones.

Instead of focusing on the full amount, aim for goals like:

• First 10M

• First 25M

• First 50M

• First 75M

• First 100M

Every milestone makes the next one feel more achievable.

Be Patient

Many players compare themselves to content creators with billion GP banks.

What they often don't see is the thousands of hours invested to reach that point.

Everyone starts somewhere.

Whether you're making 500K per hour or 10M per hour, staying consistent is usually far more important than finding the "perfect" money maker.

Need GP Faster?

Not everyone has dozens of hours each week to grind.

If you'd rather spend your time bossing, PvPing, raiding, or simply enjoying the game, many players choose to purchase their GP instead of spending weeks farming it.

At PartyPeteShop, we've been helping RuneScape players since 2011 with fast delivery, competitive prices, and over 30,000 customer reviews.

Your time matters. Spend it doing the content you enjoy.

The Bottom Line

Your first 100M isn't earned through one lucky drop.

It's built through consistent money makers, smart upgrades, patience, and avoiding unnecessary mistakes.

Stay focused, reinvest your profits, and keep progressing. Before long, that first 100M will simply become the foundation for an even bigger bank.

Frequently Asked Questions

How long does it take to make your first 100M in OSRS?

It depends on your account, available time, and chosen money-making methods. Players using efficient bossing or PvM methods can reach 100M much faster than newer accounts relying on skilling.

What's the fastest way to make 100M?

High-level PvM, raids, and efficient bossing generally provide the fastest route, although they require stronger accounts and better gear.

Can beginners reach 100M?

Absolutely. While it may take longer, consistent skilling, Slayer, flipping, farming runs, and progressing into better money makers can eventually build a 100M bank.

Should I spend my GP or save it?

Focus on upgrades that improve your GP per hour. Investing in better gear often pays for itself by increasing your future profits.

Is buying OSRS gold an option?

Some players choose to buy gold to skip long grinds and spend more time enjoying the content they like. If you do, always use a trusted and reputable seller.